Psychotherapy is an investment that requires a commitment of time, energy, and finances. The more intentional you make the investment, the stronger the return you will receive. I want you to understand your financial commitment so that you can make a clear and informed decision about your treatment.

Deciding the best course of treatment is a decision that should be made between you and me.  So that such decisions are not influenced by an insurance company, I have chosen not to be an in-network provider for any carrier.  This further protects my clinical independence and your confidentiality.

Fees are collected directly from you. Credit cards are the easiest form of payment. You can provide your credit card information when you complete the initial admission and consent forms. My fees are $250- for 50-minute sessions (most individual sessions) and $375- for 80-minute sessions (the initial individual session and most couple sessions).

As a licensed clinical psychologist, my services are covered under most insurance plans, and you can utilize out-of-network coverage.  Should you wish to bill your insurance, monthly statements called “Superbills” are provided with the necessary information for you to be reimbursed.  Superbills will include a diagnosis and the procedure or service provided (e.g., individual therapy, family therapy).

You may want to consult your insurance provider as co-pays, deductibles, and reimbursement rates vary from plan to plan, and may change based on diagnosis. Everyone’s insurance plan is unique, so it is impossible for me to know what your plan will reimburse.

When you call, simply ask, “What is my out-of-network coverage to see a psychologist?” You can be more specific if needed and offer a procedure code: 90834 for individual therapy, and 90847 for couple or family therapy. Factors that play into reimbursement which you may want to discuss include:

• Your deductible.  This is the amount you pay before you receive any reimbursement. For example, if your plan has a $500- deductible for mental health coverage, you will pay the first $500- before insurance covers you.
• Your co-pay.  This is the amount – after your deductible has been met – that you are responsible for. For example, a plan with a co-pay of 50% means that you are responsible for 50% of the allowed amount.
• The allowed amount.  Many plans will dictate an allowed amount. This is the amount the insurance company will allow for the service provided.  For example, if their allowed amount for individual therapy is $150- and your co-pay is 50%, then the insurance will reimburse you $75- after your deductible has been met.

The decision to begin psychotherapy is a big decision. Take the time to consider the commitment of time, energy, and finances you will be making so that you can fully invest in the work. As a colleague of mine says, “The only investment that never fails is the investment you make in yourself.”

Feel free to reach out to me with any questions.